Things To Keep In Mind When Talking To Claims Adjusters
While car accidents themselves can range from minor to severe, all of them typically require talking to an insurance claims adjuster. If you have ever navigated conversations with an insurance company following a Pennsylvania car accident you likely know it can be a stressful and time consuming process. Adjusters could request a large scope of documentation, from vehicle assessments to medical records. It is important to be careful in your conversations with an insurance adjuster as information shared can directly influence the success of your claim.
If you need to speak with an insurance company in Newtown, Yardley or Langhoren following a car crash, connect with a Bucks County personal injury lawyer first. A lawyer can negotiate for you. Or, if you have already started talking to an insurance company but are unhappy with the way the conversations are going, have an attorney step in so you can have them handle the situation moving forward.
Organization and Preparation
When discussing a claim with an insurance company, it can be helpful to have all of the documentation you need assembled. Any delays in obtaining documentation could delay a claim. If an insurance adjuster requests additional information, remind yourself that they are doing their job, becoming volatile and upset will not help the situation.
Some find it helpful to outline the situation before getting on the phone with the insurance company. This could include that there were witnesses willing to give statements that the other driver was at fault. Do not make up stories or admit to anything that is not true. Stick to the facts and share information that supports your intention to secure a settlement.
Research can be helpful as you need to know how much your personal injury claim could be worth. For instance, if your vehicle is damaged, guessing how much it will cost to repair your vehicle is not a documented expense. Instead, see an automotive repair expert and have them assess the vehicular damage and provide a repair estimate. But once you present your bills and estimates, do not assume an insurance company will simply cut you a check. It is possible they will do their own investigation as well.
Do Not Accept Low Offers
There are times when a negotiation process is needed in order to secure the compensation amount you deserve. After assessing your documentation, a Bucks County personal injury lawyer may request a certain amount. From there, the insurance company may supply a counter offer.
It is important to not get emotional about the negotiation process. With patience, documentation, and clarity, a settlement amount can be landed on. Your lawyer will let you know when an offer is in an acceptable range given your circumstances.
Are you nervous about connecting with an insurance adjuster following a Pennsylvania collision? You may have a right to financial compensation. Contact a member of the legal team at Kardos, Rickles & Hand. Our attorneys know how to secure the maximum settlement amount possible. Accidents happen every day. When they happen to you, it is essential you have a lawyer fighting for your rights. Reach out today, call 215-968-6602.