Appeals Are Possible After A Denied Claim
While it may be clear to you that you need to be compensated after a Pennsylvania accident, your claim could still be denied. It can be incredibly upsetting when medical expenses are piling up and you are still not able to earn an income because you are recovering from a physical injury. Then, adding to your frustration, you could receive a claim denial.
There is still a path forward, even after a claim is denied. It makes sense that some people feel defeated when a claim is denied. After all, they may have been waiting months or years and were planning on receiving financial recovery once the process was completed. If you are surprised by a claim denial, connect with a Bucks County personal injury attorney.
Why Was My Claim Denied?
Once you hire an attorney, they will review the facts of your situation, including combing through all of the insurance policies involved and assessing all of the documentation you have surrounding the accident. Then, when the reason the claim was denied is uncovered, they can inform you of what options to recovery could still be available. Some of the common reasons why insurance claims are denied include the following:
- Deadlines were not followed. If one or more of the parties involved in an accident failed to file paperwork on time, an insurance company may deny claims.
- No-fault rules. Because Pennsylvania is a no-fault state, you are not able to pursue damage recovery from other parties’ insurance unless drivers have opted out of the no-fault system. Claims could be denied if the people covered do not understand what is covered under their policies.
- Incorrect information. There are many inaccuracies that can lead to a claim denial. For example, if a car was modified in a way that impacted its value or medical records are inconsistent, such as a person claiming a severe harm but then not attending follow up appointments.
Each situation has its own details to assess. Your lawyer may discover location restrictions on your policy or exclusions you were not aware of. Then, next steps can be determined.
Have a PA Attorney Review Your Documents
To have questions about your insurance policy, worth of your claim, or how to move toward resolution after a denial, connect with a Bucks County personal injury attorney. Legal professionals are available to help you.
Are you stumped on what to do now that your accident claim was denied? A successful appeal could be possible, discuss your case with the seasoned legal team at Kardos, Rickles & Hand. Our attorneys work diligently to secure the maximum amount possible for our personal injury clients, whether an amount can be agreed upon during initial negotiations or an appeal process is required. You do not have to navigate personal injury law on your own, support is available after an injury in New Jersey or Pennsylvania. When you are ready to get started, reach out to secure the legal support you need. Simply call 215-968-6602 to book your consultation.